I saw this post on youtube and thought yay more FUD >.>
It talks about Bitcoin in a negative light, spending the first minute talking about a private company that’s obviously fraudulent using Bitcoin as an investment vehicle. Then looking at the problem of centralised control, followed by some other generic tropes that we have heard for the last 16 years.
But hey ho he could be right maby bitcoin IS a scam but I can tell you with certainty something that’s a bigger scam… Fiat looking at the Great British Pound as an examples ( though many fiat currencies follow the same pattern)
£1,000 in 2006 vs 2026 (RPI-adjusted)
- Original value: £1,000
- Real value today: £515 Loss of purchasing power: £485
- You’ve lost ~48.5%
- Nearly half the value of money has disappeared
£485 of every £1,000 has effectively been erased by inflation (RPI) since 2006
Here’s a clean, data-driven breakdown using UK RPI (Retail Price Index) annual rates from 2006–2026, followed by the compounded impact on £1,000.
RPI Inflation Rates (UK) 2006–2026 showing your losses each year as a %
| Year | RPI % |
|---|---|
| 2006 | 3.2% |
| 2007 | 4.3% |
| 2008 | 4.0% |
| 2009 | -0.5% |
| 2010 | 4.6% |
| 2011 | 5.2% |
| 2012 | 3.2% |
| 2013 | 3.0% |
| 2014 | 2.4% |
| 2015 | 1.0% |
| 2016 | 1.8% |
| 2017 | 3.6% |
| 2018 | 3.3% |
| 2019 | 2.6% |
| 2020 | 1.5% |
| 2021 | 4.0% |
| 2022 | 11.6% |
| 2023 | 10.0% |
| 2024 | 5.1% |
| 2025 | 2.6% |
| 2026 | 2.5% (forecast/estimate) |
Source: ONS / OBR compiled datasets
The UK is an interesting case study because of how predictable the results are based on government policy however the trend is similar across most Major currencies.
- UK lost ~48.5%
- US lost ~40%
- Eurozone lost ~37.5%
| Currency | 2006 Value of 1,000 Today | Purchasing Power Lost |
|---|---|---|
 GBP |
£515 | -£485 (-48.5%) |
 USD |
$600 | -$400 (-40%) |
 EUR |
€625 | -€375 (-37.5%) |
Crypto is risky and volatile. It can be a winner or a loser for many. But fiat is a certain loser. We know with certainty that fiat will fall in value because government policy is set to make that happen. Yet where are the videos and scaremongering? In the next 20 years, your savings will likely be worth far less. That BTC might be worth more or less, but it certainly won’t lose value in the same predictable way as fiat.
Build a balanced crypto portfolio that can weather any storm and includes use cases you can benefit from regardless of price.
And ignore the FUD.